TransUnion Reviews
TransUnion Customer Reviews (9)
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TransUnion Customer’s Q&A
TransUnion Features and Benefits
Here are the key features and benefits of TransUnion:
- Credit Reports and Ratings: Produces credit reports and ratings, which can be accessed for free through certain platforms.
- Credit Education: Offers a section on the website with articles on finance and credit scoring.
- Credit Help: Provides support to people who have been unexpectedly turned down for credit or have other issues with their credit report.
- Identity Protection: Offers a variety of services, such as identity protection, credit alerts, identity theft insurance, and credit-building tools and educational resources.
- Fraud Detection Software: Utilizes technologies, algorithms and strategies designed to better identify and prevent fraudulent activities.
- Real-time Monitoring: Monitors transactions and activities in real time.
- Device Proofing: Utilizes layered device and behavioral insights to help identify good consumers while reducing false positives.
- Pattern Recognition: Employs advanced pattern recognition algorithms to better identify unusual behaviors.
- Identity Verification: Validates the authenticity of an individual's identity by cross-referencing their provided information against trusted sources and databases.
- Machine Learning Models: Uses machine learning techniques to learn from historical data and adapt to new fraud schemes.
- Anomaly Detection: Identifies outliers or anomalies in data that might indicate fraudulent activities.
- Behavioral Analytics: Distinguishes normal use from typical fraud use based on the way users interact with a website or fill out a web form.
TransUnion Pricing
The pricing for TransUnion's credit monitoring services is $29.95 per month, plus tax where applicable. You can cancel your subscription at any time.
TransUnion FAQs
How To Open A TransUnion Account?
Here are the steps to open an account on TransUnion:
- Visit the TransUnion website.
- Click on the "Get Started" button.
- Choose the product that suits your needs. Options include Credit Monitoring, TrueIdentity, and Service Center.
- Click on the "Get Started Now" button under the chosen product.
- Fill out the required information, including your name, address, email, and social security number.
- Create a username and password.
- Provide payment information if you've chosen a paid product.
- Review the terms and conditions, then click on the "Submit" button to create your account.
Remember to keep your login information secure to protect your account. Once your account is set up, you can access your credit report, start a dispute, add a credit freeze, or add a fraud alert. Enjoy the benefits of managing your credit health with TransUnion.
TransUnion Alternatives
Here are the top 10 alternatives to TransUnion:
- Criteo: A commerce media platform that offers automated acquisition and retention solutions for marketers and agencies.
- Quantcast: A digital advertising company that offers audience measurement and real-time advertising solutions.
- Dynamic Yield: A platform that offers predictive targeting and personalized content to customers.
- Phaistos Networks S.A.: A technology company specializing in digital marketing solutions and services.
- Aura: An identity theft protection service that scans the dark web for personal information.
- LifeLock by Norton: Offers identity theft monitoring features.
- IdentityForce: Provides value service for identity theft protection.
- Zander: A budget-friendly option for identity theft protection.
- IDENTITY GUARD: A great option for families looking for identity theft protection.
- Factori: One of the best alternatives to TransUnion.
These alternatives offer a variety of services, from digital advertising and personalized content to identity theft protection.
About Transunion.com Prices and Cost?
Transunion.com offers credit monitoring services at a subscription price of $29.95 per month (plus tax where applicable). This service includes access to one's credit report, VantageScore® 3.0 credit score, and daily updates. Additionally, the site provides free weekly credit reports through annualcreditreport.com. Users can also opt for a one-time VantageScore® 3.0 credit score purchase. The services are designed to help users manage their credit health with confidence and security.
About Transunion.com Popular Products and Services?
Transunion.com is a hub for credit-related services that cater to both individuals and businesses. For individuals, the platform offers credit scores, credit reports, and credit monitoring services, which include tools like CreditCompassâ„¢ to guide users towards better credit decisions, and Credit Lock Plus for enhanced security. The company also provides fraud alerts, credit freezes, and unfreezes, as well as a free annual credit report service. On the business side, Transunion's suite of solutions encompasses marketing, fraud prevention, risk management, advanced analytics, consumer engagement, and investigative solutions. These products and services are designed to provide a comprehensive view of consumers, enabling businesses to make informed decisions and build consumer trust.
Can I get a free credit score from TransUnion?
Yes, it is possible to obtain a free credit score from TransUnion. Consumers are entitled by federal law to access their credit report for free annually from all three national credit reporting agencies, including TransUnion, at AnnualCreditReport.com. Moreover, TransUnion is currently offering free weekly reports online. These reports can help monitor account history and combat identity theft. It's important to review these reports regularly to ensure the information is accurate and up-to-date. The credit scores provided are based on the VantageScore® 3.0 model, and while lenders may use different credit scores, this gives a good indication of one's credit health..